Attention homeowners in Mountain Home and Baxter County: Need an appraisal?

See the top 7 reasons AR homeowners need ABK Appraisals:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Baxter county's assessment of your propertyvalue
  3. To lower their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Baxter County or the state of AR

Need help determining the value of your home in or near Mountain Home, AR?
Contact ABK Appraisals.

At ABK Appraisals, we understand the particular needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at ABK Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. At ABK Appraisals, we're experts in helping clients just like you delete unnecessary PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from ABK Appraisals is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. ABK Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? ABK Appraisals offers field reviews where we go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.